Welcome to Revio, a secure, reliable, and fully compliant payment gateway platform designed to simplify financial transactions for businesses worldwide. By accessing, browsing, or using our website, products, services, or any features provided through our platform, you acknowledge and agree to abide by these Terms & Conditions. These terms govern your use of Revio, including account registration, payment processing, integrations, and interactions with any associated services. It is essential that you read these Terms carefully before using our platform, as they outline your rights, responsibilities, and obligations when engaging with Revio.

By accessing or using Revio’s website, services, and products, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions, as well as any additional guidelines, policies, or rules that may be posted on our platform from time to time. Your use of Revio constitutes a legally binding agreement between you and Revio, and you affirm that you are authorized to enter into this agreement.

Revio grants you a limited, non-exclusive, and non-transferable right to access and use our platform, products, and services solely for lawful purposes and in accordance with these Terms & Conditions. You agree not to engage in any activity that could compromise the security, integrity, or functionality of our services, including but not limited to unauthorized access, fraud, or misuse of payment systems. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

Revio acts as a secure intermediary for processing payments between you, your customers, and financial institutions. All transactions conducted through our platform are subject to verification, processing times, and applicable laws and regulations. While we strive to ensure accurate and timely processing, Revio does not guarantee uninterrupted service and is not responsible for delays, errors, or issues caused by third-party banks, payment networks, or technical failures.

By using Revio’s services, you agree to pay all applicable fees and charges associated with your account, as outlined in our Pricing section or any other agreement provided by Revio. Fees may include transaction processing charges, subscription fees, or service-related costs. Revio reserves the right to modify, update, or introduce new fees with prior notice to users. All payments must be made in a timely manner using valid payment methods. Failure to pay fees may result in suspension, restriction, or termination of your account and access to our services.

All content, materials, software, trademarks, logos, designs, and other intellectual property displayed or made available through Revio’s platform are the exclusive property of Revio or its licensors. You may not copy, modify, distribute, reproduce, republish, or create derivative works based on any content from our services without prior written consent. Unauthorized use of Revio’s intellectual property may result in legal action and termination of your account.

Your use of Revio’s platform is subject to our Privacy Policy, which outlines how we collect, use, store, and protect your personal and transactional information. By using our services, you consent to the collection and processing of your data as described in the Privacy Policy. Revio implements industry-standard security measures to safeguard your information, including encryption, secure servers, and access controls. You are responsible for providing accurate and complete information when using our platform, and for maintaining the confidentiality of your account credentials.

Revio may integrate with or provide access to third-party applications, services, or partners to enhance functionality, streamline payments, and deliver additional features. While we make reasonable efforts to select reputable partners, Revio is not responsible for the content, security, privacy practices, or functionality of these third-party services. Your use of any third-party service is subject to that provider’s own terms, policies, and agreements.

To the maximum extent permitted by law, Revio, its affiliates, officers, employees, and partners shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from or related to your use of our platform, services, or products. This includes, but is not limited to, lost revenue, loss of data, business interruption, or any errors or delays in payment processing.

Revio reserves the right to suspend, restrict, or terminate your access to our platform, products, or services at any time, with or without notice, if we determine that you have violated these Terms & Conditions, engaged in fraudulent or illegal activities, or failed to pay applicable fees. Upon termination, your right to access and use Revio immediately ceases, though any obligations incurred prior to termination, including outstanding payments or pending transactions, remain enforceable.

These Terms & Conditions, and any disputes or claims arising from your use of Revio’s platform, services, or products, shall be governed by and construed in accordance with the laws of Canada. By using our services, you agree to submit to the exclusive jurisdiction of the courts located in Toronto, Canada for the resolution of any disputes. This choice of governing law does not prevent Revio from seeking injunctive or equitable relief in any other jurisdiction where necessary to protect its rights, intellectual property, or business interests.

Revio reserves the right to update, modify, or revise these Terms & Conditions at any time to reflect changes in our services, legal requirements, or business practices. When we make changes, we will update the “Effective Date” at the top of this page and, in certain cases, provide additional notice via email or a prominent message on our website. It is your responsibility to review these Terms periodically to stay informed about any updates.